How should siblings decide what to do with a parent's house in Colorado Springs?
Start by finding out who has the legal authority to decide, because that person is the decision-maker. That might be your parent, an agent under a power of attorney, a personal representative, or a successor trustee. It's wise for that person to listen to everyone's opinions, but listening doesn't mean they have to go with them. Share the same information with everyone from the start. If the siblings end up owning the house together and can't agree, mediation comes before the courtroom.
Start with who has the authority to decide
Siblings often assume the house is a group decision. Usually, legally, it isn't. There's more than one answer to who decides, and it depends on whether your parent is living and how the house is titled.
Who decides while your parent is living
- Your parent, if they can make decisions. The house is theirs. Siblings can share concerns and help, but they advise; they don't decide. See how to help aging parents decide whether to stay or move.
- The agent under a financial power of attorney, if your parent can't decide and signed one. This is the power of attorney that matters for a house: a financial (property) power of attorney that covers real estate. In Colorado, a power of attorney is durable unless it says otherwise, meaning it keeps working if your parent loses capacity. Some are "springing" and only take effect after a triggering event, such as a doctor's letter, so read the document. See selling a parent's house with a power of attorney.
- Not the medical power of attorney. A medical durable power of attorney covers health care decisions. It can't sell or manage the house. Most families need both documents.
- A court-appointed conservator, if there's no usable power of attorney. In Colorado, a conservator manages property and finances, including a house. A guardian makes personal and medical decisions and, on that role alone, can't sell the house. See what happens with no power of attorney.
Who decides after your parent dies
- The personal representative, if the house goes through probate. Most people say "executor." In Colorado the legal term is personal representative. The will nominates someone, but they have no authority until the court appoints them and issues letters. If there's no will, the court appoints someone, often a surviving spouse or an heir the family agrees on. A power of attorney ends at death, so it can't be used after this point. See whether you need probate to sell a parent's house.
- The successor trustee, if the house was in a living trust. The trust names who takes over, and that person acts under the trust's terms without going to court. See selling a house held in a living trust.
- The siblings together, if the house passed to them directly, for example through a beneficiary deed, or after the estate deeds it out to them. Now there's no single decision-maker. You own it together, and the decisions are shared. More on that below.
Whoever holds the authority isn't free to do whatever they like. A Colorado personal representative is held to the same standard of care as a trustee and has to use that authority in the best interests of the people who inherit, following the will and the law. An agent under a power of attorney has to act in your parent's interest. But within those duties, the decision is theirs to make.
Read the documents themselves, not just the titles people use. "Executor," "trustee," and "power of attorney" each mean something specific, and the exact wording decides what that person can do with the house. An estate or elder law attorney can confirm it.
How to decide: there's no single right way
Who decides is a legal question. How to decide is personal preference and technique, and every family is different. Some approaches families use:
- The decision-maker decides after listening. Everyone gets heard, then the person with the authority makes the call and explains why.
- A family meeting with an agenda. Everyone sees the same information at the same time, and the options are laid out side by side.
- Deferring on specific pieces. For example, the sibling who lives closest coordinates the repairs, while the decision to sell stays with the personal representative.
- A neutral third party. A mediator, or the estate attorney, runs the conversation so no sibling has to.
Even when the decision-maker doesn't legally need the siblings' agreement, acknowledging their wishes is usually worth it, for the relationships' sake.
Sometimes the person with the authority is overwhelmed, or they'd rather lead by committee so no one is upset. When it's appropriate, it helps to own the role. You're the decision-maker. People will have opinions, and it can be wise to listen to them. That doesn't mean you have to go with them.
Be prepared for this part: sometimes when you don't go with someone's view, these situations have a funny way of bringing out the worst in people, and relationships get hurt, even when you're doing the best you can to follow the wishes of the parent who died. Knowing that ahead of time doesn't make it painless, but it can keep you from being blindsided. It's all situation dependent.
Start with transparency
In my experience, transparency is the best way through this. My going-in position is that everyone is in the circle of trust until they prove otherwise. Not everybody needs to see everything, and every situation is different, but starting open heads off a lot of suspicion.
A few things make transparency practical:
- Share the same numbers with everyone. When siblings disagree about price, it's often because each has a different number in mind. One pricing analysis, or an appraisal, that everyone sees puts them on the same page. See how to find out what a home is worth.
- Use the inventory. In a Colorado probate, the personal representative has to prepare an inventory within three months of appointment, listing each asset at its fair market value on the date of death, and send a copy to interested persons who ask for it.
- Put decisions and expenses in writing. Who's paying the taxes, insurance, and utilities while the house waits, and how they'll be repaid from the sale, is a common source of resentment when it's left vague.
The options siblings usually weigh
- Sell and divide the proceeds. Often the simplest path, and the easiest to make fair. See what to do with an inherited house.
- One sibling buys the others out. This works best with an agreed value from an appraisal or pricing analysis, and financing lined up early. Talk with a CPA and the estate attorney before you set the price, especially if it's below market.
- Keep it and rent it out together. Possible, but it's a business, and every owner has to agree on repairs, rent, and when to sell. If you go this way, a written co-ownership agreement is worth the cost. See whether a Colorado Springs home makes a good long-term rental.
- One sibling lives in it. Decide in writing whether they pay rent, who covers which costs, and for how long, before anyone moves in.
When siblings own it together and can't agree
Once heirs own a house together, they're co-owners, and no one can sell it alone. If co-owners can't agree, Colorado law lets any one of them ask the court for a partition: the court can divide the property or order it sold and split the proceeds. A partition case is slow and expensive, and the sale it produces rarely nets what a well-prepared listing would. That's why it's usually the last resort.
Before it gets there, consider mediation. A neutral mediator helps family members reach their own agreement. For Colorado Springs, cases are handled in El Paso County District Court, part of the 4th Judicial District, and the Colorado Judicial Branch's Office of Dispute Resolution lists mediators who serve the district. Private mediators who focus on probate and elder issues are another option.
If your parent is still living: write it down
The easiest family disagreement to resolve is the one that never happens. In my own family, when my mom mentions what she'd like, a party, a church service, or not, we tell her the same thing: write it down. It doesn't have to go into the will. Write it down and we'll make it happen.
For the house itself, writing it down means a will, a living trust, or a beneficiary deed, prepared with an estate attorney. See how a Colorado beneficiary deed works and whether to sell, gift, or leave a home to your children. For belongings, Colorado lets a will refer to a separate written list, signed or handwritten by your parent, that says who gets specific items of personal property. It can't cover money or the house, but it can settle a lot of the arguments that start in the living room.
What could change the answer
- How the house is titled. Probate, a trust, a beneficiary deed, or joint ownership decides who has authority.
- Whether your parent is living. A living parent who can decide is the decision-maker, not the siblings.
- What the will or trust says. Specific instructions about the house usually settle the question.
- Money already owed. A mortgage, a reverse mortgage, unpaid taxes, or Medicaid estate recovery can limit the options.
- One sibling living in the house. That changes the timeline and often needs a written arrangement.
When to talk with a professional
An estate or probate attorney can confirm who has authority and what the will, trust, or deed requires, and can help if a sibling disputes a decision. See how to choose a probate or elder law attorney. A CPA can explain how a sale, a buyout, or renting affects each sibling's taxes. A mediator can help when the family is stuck. On the house side, if it would help to have one set of numbers everyone can see, I can walk the family through the options at your pace.
About the author
Weldon Hobbs is a Colorado Springs REALTOR® and co-founder of Team Hobbs Realty. He is a member of The Platinum Group, REALTORS®, Colorado Springs' #1 independent brokerage, which pairs deep local expertise with premium marketing exposure. A U.S. Air Force Academy graduate and retired Air Force veteran, he and his family made more than 10 military moves. Since 2006, he and his wife, Kristen, have bought and sold their own homes, managed a portfolio of rental properties, and guided others through their own real estate decisions. He has also helped both family members and clients downsize, where the decisions are often complex and the process can feel overwhelming. Drawing on his background as a PMP® (Project Management Professional), he helps people break those decisions into clear, manageable steps.
Since beginning his real estate career, he has ranked in the top 7% by sales volume among the more than 4,000 members of the Pikes Peak Association of REALTORS®. He works with military families, seniors and downsizing clients, luxury and premium home sellers, and people relocating to Colorado Springs. He developed the Life → Wealth → Real Estate™ method, hosts the national YouTube channel Life & Real Estate After 50, and holds an MBA along with the SRES® (Seniors Real Estate Specialist®), MRP (Military Relocation Professional), and Certified Financial Coach credentials. More about Weldon
Sources
- C.R.S. 15-12-703, General duties of personal representatives: https://law.justia.com/codes/colorado/title-15/colorado-probate-code/article-12/part-7/section-15-12-703/
- C.R.S. 15-12-706, Inventory and appraisement: https://law.justia.com/codes/colorado/title-15/colorado-probate-code/article-12/part-7/section-15-12-706/
- C.R.S. 15-14-704, Power of attorney is durable: https://colorado.public.law/statutes/crs_15-14-704
- C.R.S. 15-14-506, Medical durable power of attorney: https://law.justia.com/codes/colorado/title-15/colorado-probate-code/article-14/part-5/section-15-14-506/
- C.R.S. 15-11-513, Separate writing identifying devise of tangible personal property: https://law.justia.com/codes/colorado/title-15/colorado-probate-code/article-11/part-5/section-15-11-513/
- C.R.S. 38-28-101, Partition, who may maintain an action: https://law.justia.com/codes/colorado/title-38/partition/article-28/section-38-28-101/
- C.R.S. 38-31-101, Co-ownership of real property: https://law.justia.com/codes/colorado/title-38/real-property/interests-in-land/article-31/part-1/section-38-31-101/
- Colorado Lawyer (Colorado Bar Association), Partition Comes of Age: https://cl.cobar.org/features/partition-comes-of-age/
- Colorado Judicial Branch, Find an ODR Mediator, 4th Judicial District: https://www.coloradojudicial.gov/find-odr-mediator-4th-judicial-district
- Colorado Judicial Branch, Self-Help, Mediation: https://www.coloradojudicial.gov/self-help/case-process/step-2-mediation
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