Weldon HobbsColorado Springs | REALTOR®Complimentary · Mailed to your door
The Life Transition Kit
Stay organized so you are ready for the moment you need it.
Retirement. Downsizing. A PCS. Aging parents. A house that no longer fits your life. A folder we mail to your door with eight labeled sections inside — most of them about your house specifically.
Complimentary. Nothing to cancel. Yours whether or not you ever sell.
Send me the kit
It is a physical folder, so we need somewhere to mail it. Your address is used to mail the kit and pull your county property record — nothing else.
Takes a minute. Orand we will take it down for you.
What's inside
Your life, your wealth, and your real estate are one decision, not three. The kit is how we keep them organized together — the Life · Wealth · Real Estate™ method, in a folder, in your hands before you need it.
Transitions are rarely expensive in the big moves. They are expensive in the details: the question nobody asked, the record nobody pulled, the tax consequence nobody mentioned. Eight labeled pockets put those details in front of you early, with room for everything you already have.
The Life · Wealth · Real Estate™ method
Your life comes first, what you have built comes second, and the house is how the two get carried out. This pocket walks you through that order so a decision about the home starts with the life it is supposed to serve — and shows you what to look at now, what can wait, and how the year ahead is laid out.
What the county has on file, corrected now rather than later
We send what the El Paso County Assessor has on file and what to compare it against: square footage above grade with the basement counted separately, bed and bath count, garage, year built, lot size, and how the owners are named. Fixing what is wrong now means the day you need to sell, the record is already right — one less thing on your plate.
How your value is set, and how to challenge it
Colorado reassesses every other year. When the notice arrives you have a narrow window to challenge it, and most people either miss it or do not know they can. How the value is determined, how to tell whether yours is defensible, what evidence actually works, the deadline, and the exemption programs you may qualify for and were never told about.
Where your actual policy lives
A place to keep the policy itself, so you can sit down once a year and actually know what it covers and what it does not. Replacement cost versus actual cash value. Whether your roof is covered new or depreciated. Flat versus percentage deductibles. Wildfire, water, and wind exclusions. Whether your limits kept up with what rebuilding costs now.
Receipts, service records, and the capital costs coming
Where the receipts and documentation for work you have done go, alongside a five to ten year picture of the maintenance and capital investments to plan for based on the age of your furnace, water heater, air conditioning, roof, and the rest.
What you owe, and what you have put in
Current balance, rate, loan type, anything borrowed against the house, and the improvements made since you bought — including the kitchen remodeled in 2014 and the receipts worth keeping. Keeping those current is what makes your yearly review worth reading.
How the home is titled, and who is named
Who is named as beneficiary on what. Whether the way the home is titled still matches what you intend, especially after a marriage, a death, or a change in the family. Whether powers of attorney and directives exist, and where all of it physically lives. This is the one people mean to get to for years and do not, until someone else has to.
What your home is worth, and what is happening in your neighborhood
Once a year, a written look at what your home is worth, where your equity sits, and what is actually going on around you — what sold nearby, at what price, and how your street has moved. Each year's review keeps together in one place so you can see the trend, not just the number.
Most transitions are planned. This helps you reduce the overwhelm.
You may know the retirement date a year out, or that a parent is moving in this spring. Knowing it is coming does not make the week itself any easier — someone still spends three weeks looking for a survey, a closing statement, and the receipts for a kitchen remodeled in 2014.
It is not that people are disorganized. The paperwork for a house accumulates over decades in a filing cabinet, a drawer, and three email folders, and nobody ever tells you which parts you will need later.
This kit takes the stress out of the part we can do ahead of time.
After the Life Transition Kit arrives
A rhythm, not a mailing list — we help you keep it updated for as long as you own the home.
One card a month in the mail
Each card takes a single part of owning a home, tells you what to look at, and arrives before you need it rather than after. Most take five minutes. Know what your insurance policy actually says and optimize it. Check your county valuation while you can still do something about it.
A real estate review every fall
Your home is part of your financial life. Once a year we look at what it is worth, where your equity sits, and what the market around you is doing, so you know what your options are rather than guessing at them. Yours to keep.
One number to call
General contractor, handyman, attorney, CPA, lender, insurance, mover. You do not have to know everyone. You call me, and I have the referral.
Still thinking it over?
Take the kit anyway. It costs you nothing, it is yours to keep, and it is a great deal easier to have it on the shelf than to go looking for it later.
Takes a minute. Orand we will take it down for you.
Who is sending this
Weldon and Kristen Hobbs. We met as cadets at the Air Force Academy, served, and have spent the years since helping people in Colorado Springs make decisions about where they live — often at moments that were not of their choosing.
Weldon is a Seniors Real Estate Specialist and a Certified Financial Coach. That second one matters less for the credential than for the habit: most real estate decisions are really life decisions wearing a house.
Life · Wealth · Real Estate™. In that order.
If we met and you took a card, thank you. Ask us anything — about the kit, about a house, or about a decision you have not made yet.
The Platinum Group, REALTORS® · License ID FA.100106710 · Equal Housing Opportunity
The Life Transition Kit is an organizational resource. It is not legal, tax, lending, or investment advice. Property tax dates and exemption amounts change; verify current figures with the El Paso County Assessor.