How Far in Advance Should I Start Looking for a Home Before Moving to Colorado Springs?
By Weldon Hobbs, Team Hobbs Realty · Published September 20, 2026 · Last reviewed September 20, 2026
Short answer: Start about six months out, especially if you're PCSing here or buying from another state. Buying a home is a process, not an event. Six months gives you time to learn the areas, watch homes online, see enough properties to know what you actually want, and keep options open that require extra time, such as a VA loan assumption. The less time you have, the more you get backed into a corner.
Why six months
Starting early doesn't mean you'll be under contract for six months. It means you'll spend that time learning, so that when you're ready to make a decision, you can make it quickly and confidently.
That runway gives you time to:
- Focus your search on specific areas instead of the whole city.
- Watch homes come and go online, which teaches you what your money buys in each area.
- Line up financing and understand your real monthly cost, including taxes, metro district, HOA dues, and insurance.
- Keep slower options on the table, like an assumable loan.
See at least 10 homes
I want buyers to see at least 10 homes, in person or by video, before deciding. Something happens after the first few: you start picking up on things much faster, and you discover what matters to you that you couldn't have known in advance.
That's when tradeoffs get real. Yard size versus commute. New construction versus an established neighborhood. A finished basement versus a bigger main level. You can't make those tradeoffs well from listing photos alone.
Buying remotely, including sight unseen
Military buyers sometimes have to buy sight unseen. It isn't ideal, but I understand the constraints, and we have a process for it:
- Video walkthroughs by FaceTime, where you're effectively touring the home with me.
- Recorded videos of the home and the street, so you can rewatch and compare.
- Honest conversation about what I'm seeing in the home and in the neighborhood, including things a listing won't tell you.
- Inspections and local professionals to catch what a camera can't.
The earlier we start, the more homes you'll have seen this way before you need to decide, and the less you're relying on a single tour.
(See also Can I successfully buy a Colorado Springs home from out of state?)
What you lose by waiting
The longer you wait, the more time-constrained you become, and time constraints cost you options.
A good example is a VA loan assumption. A typical purchase here closes in roughly 30 days. An assumption takes longer. Under VA guidance, a loan servicer must approve or deny a completed assumption package within 45 days, and in practice these deals often take longer than a standard closing. If you arrive with only a few weeks before you need a place to live, that lower interest rate may simply not be available to you.
The same goes for negotiating. Buyers who are rushed tend to accept terms they wouldn't have chosen with more runway.
A rough timeline
- Six months out: Get clear on your goals and budget. Start watching listings and narrowing areas. Talk with a lender.
- Three to four months out: Tour homes in person or by video. Get to 10 or more. Refine your list of must-haves.
- Two to three months out: Be ready to write an offer when the right home shows up. If you're pursuing an assumption, start now, or earlier.
- Final weeks: Inspections, insurance, and closing. Line up a short-term rental as a backup if the timing gets tight.
If you're selling, start early too
The same principle applies on the sell side. Preparing a home, pricing it correctly, and marketing it well all take time. As of August 2026, homes in the Pikes Peak region were taking about 46 days to sell on average, up from 40 a year earlier. Give yourself runway.
What could change this timeline
- Short-notice orders may compress everything. In that case, renting first is often the wiser move.
- A specific school boundary or neighborhood requirement can mean waiting for limited inventory, so start earlier.
- Selling a home elsewhere first adds time, since your down payment may be tied up until it closes.
If you're planning a move to Colorado Springs and want to use your runway well, including watching for assumable loans and specific neighborhoods, let's start the conversation early.
Related questions
- Can I successfully buy a Colorado Springs home from out of state?
- How early should I start buying a house before a PCS to Colorado Springs?
- What should I know before moving to Colorado Springs?
- Is Colorado Springs a good place to buy a home?
- Can I assume someone's VA loan in Colorado Springs?
- What time of year has the most homes for sale in Colorado Springs?
About the author
Weldon Hobbs is a Colorado Springs real estate professional and co-founder of Team Hobbs Realty, affiliated with The Platinum Group, REALTORS®. He is a U.S. Air Force Academy graduate and retired Air Force officer, and he works regularly with military families relocating to and from Colorado Springs. He holds an MBA and the PMP, Certified Financial Coach, SRES®, and MRP (Military Relocation Professional) credentials. More about Weldon
Sources
- U.S. Department of Veterans Affairs, Circular 26-23-27, "Noncompliance in Processing Assumptions" (December 20, 2023), including the 45-day servicer decision requirement: https://www.benefits.va.gov/HOMELOANS/documents/circulars/26-23-27.pdf
- KOAA, August 2026 Pikes Peak Association of REALTORS® market figures, including days on market: https://www.koaa.com/news/local-news/pikes-peak-housing-market-cools-in-august-as-buyers-gain-more-choices
