Military & PCS

How does a VA loan work for a PCS move to Colorado Springs?

ByWeldon HobbsREALTOR®, Colorado Springs
The short answer

A VA loan lets eligible service members buy a home in Colorado Springs with $0 down, no PMI, and competitive rates. For a PCS move you can often close on your new home before or shortly after arrival — we coordinate with your timeline and lender so keys line up with your report date.

Colorado Springs is home to Fort Carson, Peterson SFB, Schriever SFB, the Air Force Academy, and Cheyenne Mountain — meaning VA-loan expertise isn't optional here, it's essential.

Key VA loan advantages: • $0 down payment (up to conforming loan limits) • No private mortgage insurance • Sellers can pay up to 4% toward closing costs • Assumable — the next buyer can potentially take over your rate

For PCS timing we typically: 1. Get you fully underwritten before you arrive 2. Line up virtual tours during your house-hunting leave 3. Include VA-specific contingencies (appraisal, funding-fee waivers for disability) 4. Coordinate closing so you're not paying overlap rent

We've helped dozens of military families land here without a single day in a hotel between orders and keys.

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Weldon Hobbs

Colorado Springs | REALTOR®
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